When to Take My Teenager Off My Insurance Policy
13 Nov 2018
If the idea of having a teen driver in the home is terrifying, the idea of having one on the roads with insufficient insurance is terrifying. However, there will come a time when every parent must consider whether it’s in their best interests to continue including their teenager on their insurance policies. It may be sooner than you realize.
Check State Laws
While no longer teenagers at this point, many states have laws requiring drivers aged 25 and older to purchase their own insurance policies, according to I Drive Safely. At the very least, parents should consider removing children from their insurance policies once they have full-time jobs and are living on their own. This is despite the fact that nearly half of all college students expect their families to support them, financially, for as much as two years beyond graduation.
Below you will find other indications that now is a good time to consider leaving the responsibility of purchasing insurance in the hands of your teens or young adult children.
Time has fallen back so to speak, and that means greater risks for people who are on the roads — especially those driving at night. If you’re a fleet owner, consider these tips for keeping your drivers safer on the roads as Daylight Saving Time comes to an end and the nights grow longer.
- Take the Opportunity to Check Vehicle Headlights
This is the perfect time each year to do a thorough cleaning and inspection of all fleet vehicle headlights. Additionally, you might consider offering your drivers training on how to properly use high and low beam lights for maximum safety and effectiveness.
Technology is changing the world at a rapid pace. This includes the way modern school buses operate. These technological advances save school districts money, improve safety for all students on buses, and to allow students to study during the daily commute to and from school. These are some of the technological advances for modern school buses your school district may wish to consider.
Cameras (Inside and Outside)
Cameras pointed in and out of buses help to keep drivers and students on the straight and narrow. They also record events when accidents occur to help with investigations.
Cameras also help to prevent unthinkable accidents by requiring drivers to do one last pass through the entire bus to ensure all students are off the bus and that none are locked in hot or cold buses unattended throughout the school day or overnight.
